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Loan Rates

Loan Type Maximum Amount to Borrow Duration Rate
Personal Loans $10,000.00 up to 60 Months 7.24% – 16.74% APR
New Vehicles $ TBD up to 84 Months Based on Credit Score.
Used Vehicles $ TBD up to 72 Months Based on Credit Score.
Motorcycles $ TBD up to 72 Months Based on Credit Score.
Home Equity Loans $150,000.00 up to 120 Months As low as 3.39% APR

Whether a New or Used Vehicles, our members have the advantage of loan rates as low as 1.99%
We offer this same great rate for refinances as well. Your interest rate will be based on your credit score.
* Certain limitations may apply. A used vehicle can be financed up to 60 Months and a new vehicle can be financed up to 72 Months.

New / Used Vehicles

Duration of Loan Rate
                                                                           84 months                                                                           5.09-9.69%%
72 months  4.29-11.29%
60 months 3.99-10.79%
48 months 3.79-11.99%
36 months 3.14-10.74%

***Rates are current as of press date and are subject to change without prior notice.

Share Rates

On Deposit
$50.00  –  $250.00 .0%
$250.01  – $5,000.00 .10%
$5,000.01 – and above .30%

Accounts Fees

Fee Amount
Inactive account $5.00 per quarter
Legal Process Fee $84.00 for Garnishment/53.00 for Judgement/20% Attorney fee
Account closed within 90 days of opening account $25.00
Return check/NSF check fee $35.00
Stop Payment Fee within 14 business days of issue $35.00
Title/Lien Fee $86.00
Mortgage/Satisfaction Filing Varies by county



Membership Share – $25.00 per value

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