Rates

Loan Rates

Loan Type Maximum Amount to Borrow Duration Rate
Personal Loans $10,000.00 up to 60Months 8% – 16% APR
New Vehicles $ TBD up to 72 Months Based on Credit Score.
Used Vehicles $ TBD up to 60 Months Based on Credit Score.
Motorcycles $ TBD up to 36 Months Based on Credit Score.
Home Equity Loans $50,000.00 up to 120 Months As low as 2.99% APR

Whether a New or Used Vehicles, our members have the advantage of loan rates as low as 1.99%
We offer this same great rate for refinances as well. Your interest rate will be based on your credit score.
* Certain limitations may apply. A used vehicle can be financed up to 60 Months and a new vehicle can be financed up to 72 Months.

New / Used Vehicles

Duration of Loan Rate
72 months 2.99– 18.00%
60 months 2.99 – 18.00%
48 months 2.49 – 18.00%
36 months 1.99– 18.00%

***Rates are current as of press date and are subject to change without prior notice.

Share Rates

On Deposit
Rate
$50.00  –  $250.00 .0%
$250.01  – $5,000.00 .20%
$5,000.01 – and above .50%

Accounts Fees

Fee Amount
Inactive account $5.00 per quarter
Legal Process Fee $84.00 for Garnishment/53.00 for Judgement/20% Attorney fee
Account closed within 90 days of opening account $25.00
Return check/NSF check fee $35.00
Stop Payment Fee within 14 business days of issue $35.00
Title/Lien Fee $78.00
Mortgage/Satisfaction Filing Varies by county

 

Membership

Membership Share – $25.00 per value

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